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Employers' Liability Insurance

Liability Insurance for the film and media industry

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If you have someone working for you and they are under your instruction, you are highly likely to be required to have Employer’s Liability by law.

WHAT IS COVERED BY EMPLOYERS’ LIABILITY INSURANCE

In insurance terms, an employee can be anything from a permanent employee to a freelancer or even a volunteer! The Employers’ Liability Act 1969 outlines that it is compulsory to have at least a minimum level of insurance cover against claims.

Employers are responsible for the health and safety of their employees while they are at work. Your employees may be injured at work or they, or your former employees, may become ill as a result of the work they did while in your employment. They are entitled to claim compensation from you if they believe you are responsible for an injury or illness that they have suffered from.

Our Employers’ Liability cover will cover you all over the globe for employees that domicile in the United Kingdom for up to £10,000,000. Please bear in mind if you are hiring someone that does not domicile in the UK, then you would have to source cover from the country they reside from. This is because employment laws differ in every country so there cannot be a cover to suit them all.

WHY CHOOSE PERFORMANCE FOR EMPLOYERS’ LIABILITY INSURANCE?

We have a dedicated team of media insurance professionals ready to respond quickly when you need support.

From our in-depth experience, we are aware of the vast spectrum of dangers that exist in this business, as well as the sheer diversity of people who work in it. That’s why, whether you’re a well-established production company, a freelancer, or a student just starting out, we take a personal approach to finding you the right cover.

We offer bespoke cover for most sectors within the television, film and media industries, with annual and short-period options available.

Choose your cover:

Short Period
Annual

Not every production takes months to make – but even when projects are short-term, they still need protecting. That’s why we offer cover on terms of 90 days or less.

Whether you’re making a music video, commercial, feature film or kit test, we provide the behind-the-scenes support you’ll need if something goes wrong.

Get a quote and buy your policy online in just a few simple steps.

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AFFORDABLE COVER
Our short-term cover isn’t big on price. Choose from a range of policy options from just £38.
MAKE CHANGES EASILY
Forgotten to tell us something? No problem. You can amend your policy after purchase.
COVER FOR 90 DAYS OR LESS
Only choose the cover you need with our short period policies of 90 days or less.

We’ve even invented cover where we found gaps in the market, such as our pioneering post-production indemnity cover. Because we believe every production has the right to be made.

So whether you work in pre- or post-production, provide equipment hire or work as a freelancer, we can help you choose the right insurance cover for your specific needs.

Have a question or need cover urgently?
Call our team on 020 8256 4943

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ADAPTABLE
We understand every project is different, so we take the time to get to know your needs and adapt our cover to best suit you.
OBJECTIVE
With access to a wide range of specialist media insurance companies across the market, we can always offer the cover you need.
EXPERIENCED
After more than 25 years spent protecting the film and media industry, our team has the expertise to find the right solution for you.

FAQs

Why would I need employers’ liability insurance?

By law if you have people working for you and/or under your instruction, you are required to hold Employers Liability insurance for the duration of the work.

If someone working for me suffered an injury and it wasn’t my fault does it cover the legal costs I incur?

Yes, the Insurance would cover the costs of the insurers reviewing and defending your positions whilst negligence is either established or not.

Can this be combined with other insurance policies such as business insurance?

Yes, all of our products can be combined within one policy. For more information speak to a member of our team or fill out an enquiry form.

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Performance is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.
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