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Hired in Equipment Insurance

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Hired in Equipment Insurance can indemnify you for the repair or replacement of equipment that is hired, leased to or borrowed by you when it’s damaged, lost or stolen.

WHAT IS COVERED BY HIRED IN EQUIPMENT INSURANCE?

This includes cover for accidental damage, fire and theft, including theft from an unattended vehicle, provided that the equipment is concealed out of site and all security devices are in operation. The cover will automatically operate on a worldwide basis (excluding anywhere the Foreign and Commonwealth Office advises against travel to).

When entering a Hire Agreement with an Equipment Hire Company or Kit House, they will make you responsible for the equipment from the date you pick the kit up until the date you return it to them. If you are borrowing equipment from a friend or colleague, we would also cover this as “Hired” equipment as it is not owned by you.

In addition to the value of the equipment, this section will also include cover for Continuing Hire Charges and Alternative Charges at a standard limit of up to £100,000 for each of these sections.

WHY CHOOSE PERFORMANCE FOR HIRED IN EQUIPMENT INSURANCE?

We have a dedicated team of media insurance professionals ready to respond quickly when you need support.

From our in-depth experience, we are aware of the vast spectrum of dangers that exist in this business, as well as the sheer diversity of people who work in it. That’s why, whether you’re a well-established production company, a freelancer, or a student just starting out, we take a personal approach to finding you the right cover.

We offer bespoke cover for most sectors within the television, film, music and media industries, with annual and short-period options available.

In order to provide an annual quotation we would need to know the total replacement value of the equipment together with your estimated annual hire fees. If you are looking for short-term cover then we would just need the replacement value of the equipment and the dates of the hire.

Choose your cover:

Short Period
Annual

Not every production takes months to make – but even when projects are short-term, they still need protecting. That’s why we offer cover on terms of 90 days or less.

Whether you’re making a music video, commercial, feature film or kit test, we provide the behind-the-scenes support you’ll need if something goes wrong.

Get a quote and buy your policy online in just a few simple steps.

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AFFORDABLE COVER
Our short-term cover isn’t big on price. Choose from a range of policy options from just £38.
MAKE CHANGES EASILY
Forgotten to tell us something? No problem. You can amend your policy after purchase.
COVER FOR 90 DAYS OR LESS
Only choose the cover you need with our short period policies of 90 days or less.

We’ve even invented cover where we found gaps in the market, such as our pioneering post-production indemnity cover. Because we believe every production has the right to be made.

So whether you work in pre- or post-production, provide equipment hire or work as a freelancer, we can help you choose the right insurance cover for your specific needs.

Have a question or need cover urgently?
Call our team on 020 8256 4943

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ADAPTABLE
We understand every project is different, so we take the time to get to know your needs and adapt our cover to best suit you.
OBJECTIVE
With access to a wide range of specialist media insurance companies across the market, we can always offer the cover you need.
EXPERIENCED
After more than 25 years spent protecting the film and media industry, our team has the expertise to find the right solution for you.

FAQs

Why would I need hired-in equipment insurance?

If you are hiring equipment from a third party for work, you are covered for financial losses should accidental damage, fire or theft occur. The company you are hiring from will ask you for proof of insurance before releasing the equipment to you.

How quickly can I have documents to provide to the company I am hiring from?

If you purchase short period insurance, you will get access to your documents straight away as soon as you’ve paid. If you arrange annual insurance we can usually turn this around on the same working day.

Can this be combined with other insurance policies such as business insurance?

Yes, all of our products can be combined within one policy. For more information speak to a member of our team or fill out an enquiry form.

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Performance is a trading name of Howden UK Brokers Limited, which is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.
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